Overview
Dental plans
You can enroll in dental coverage as a new hire, during Annual Enrollment, or if you have a qualifying life event. To see your contributions and enroll, log in through HR Link accessible through either The HOP or OKTA.
Cigna DHMO
Covers only in-network providers and is only available in certain locations.
MetLife Low Plan
You’re free to select the dentist of your choice. However, you’ll pay less when you choose a network provider.
MetLife High Plan
A dental plan with higher contributions and benefits, including orthodontia for children up to age 26. You’re free to select the dentist of your choice. However, you’ll pay less when you choose a network provider.
Key features at a glance
All dental plans provide:
Free in-network preventive and diagnostic care to help keep your teeth healthy. Note: With Cigna DHMO, there’s a $5 office visit fee, and then most preventive care is free.
Affordable coverage that helps you manage the cost of dental treatment.
Wide network of providers that have agreed to negotiated rates, which helps you save money.
Find a network dentist
Plan Comparison
| Coverage details | Cigna DHMO | MetLife Low Plan | MetLife High Plan |
|---|---|---|---|
| Required to see a participating provider? | Yes | No | No |
| Deductible Employee only Family | N/A | $50 $150 | $50 $150 |
| Annual maximum benefit per person | N/A | $1,000 | $2,000 |
| Services | |||
| Preventive (exams and cleanings) | Flat fee per procedure | 100% covered | 100% covered |
| Basic (X-rays, fillings, simple extractions) | Flat fee per procedure | You pay 20% | You pay 20% |
| Major (crowns, dentures, bridges) | Flat fee per procedure | You pay 50% | You pay 50% |
| Orthodontia | Flat fee per procedure | Not covered | For covered children up to age 26: You pay 50%; separate $1,500 lifetime maximum |
Note: In-network services are reimbursed based on the negotiated fee, and out-of-network services are subject to reasonable and customary limits.
Are you considering the Cigna DHMO? Check availability in your area
Before electing the Cigna DHMO, you should verify there is a Cigna dental provider in your area accepting new patients by visiting Cigna.
Cigna DHMO is not available in the following locations: Alaska; Hawaii; Maine; Montana; New Hampshire; New Mexico; North Dakota; Puerto Rico; South Dakota; Vermont; West Virginia; Wyoming.
In addition, if you live near one of these DISH locations, you may not have an in-network provider within a 25-mile radius: Harlingen, TX; Bloomington, IL; Pembroke, VA; Christiansburg, VA; and Bluefield, WV.
Employees will only see Cigna DHMO as an option in HR Link if you are eligible. If your ineligible, you will not see the option to enroll in coverage.
Use your dental benefits wisely
Here’s how to make the most of your dental benefits: